NHS pension changes
The UK Government is pushing ahead with major changes to public sector pensions.
For NHS staff they mean an increase to the Normal Pension Age, higher contributions and an end to the current final salary scheme.
Read our briefing on how the Government is changing pensions and what it means for you
We are updating our guidance to reflect the major changes made to NHS pensions this year. In the meantime, you can check our current guidance, use the pensions calculator or sign up for a pensions seminar.
Get help with your pension
What the BMA is doing
Public Service Pensions Act
The Public Service Pensions Bill completed all its parliamentary stages on 24 April 2013.
The new Act establishes a framework enabling the UK Government to introduce changes to public service pensions schemes, including the NHS Pension Scheme.
During the legislative stages of the Act, the BMA successfully lobbied for inclusion of new provisions to help limit Government powers to make changes to public service pensions in the future and retrospectively.
Calling for fair contributions
We used the recent consultation on changes to the scheme in England and Wales to call for a fairer approach to contributions. Thanks to the 3,155 BMA members who submitted individual responses. Despite this fantastic response, the Government failed to acknowledge our arguments about the unfairness of steep contributions tiering. Contributions therefore increased again for many doctors on 1 April 2013.
However, the Health Secretary has indicated that there is potential for a fairer contribution structure post-2015, when the new career average revalued earnings (CARE) scheme is due to be in place.
Read the BMA's submission to the consultation
Read the Government's response to the consultation
View contribution rates from 1 April 2013
Read the Health Secretary's letter on contributions post-2015
Taking part in talks
We have met other unions to discuss the contributions structure in the NHS scheme after 2015. We are also due to meet with NHS Employers ahead of a meeting with the Department of Health on the same issue.
Taking part in the Working Longer Review
The Department of Health, NHS Employers and health unions are reviewing the impact of working longer on NHS staff. We are playing an active part.
Find out about the review